Need an appraisal in Phoenix or Maricopa County?
Here are the top reasons AZ homeowners hire Northern Arizona Appraisal, Inc.:
Do you own a home in or near Phoenix? Do you need help determining the price of your real estate?
At Northern Arizona Appraisal, Inc., we understand the unique needs of a customer in need of appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, attorneys, and CPAs. Being a regular homeowner that ordinarily doesn't look at appraisals every day,we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we document our findings.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your home because you probably have an emotional attachment to it. Our professional appraisers at Northern Arizona Appraisal, Inc. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's price, not just you saying how much you think your home is worth. Potential buyers know you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value conclusion than yours.
PMI Removal Appraisals
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable way to save money for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to a lender to have the PMI canceled from your loan. Northern Arizona Appraisal, Inc. is seasoned in helping homeowners just like you rid yourselves of unneeded and unwanted PMI insurance.
Challenging a property tax assessment
Lets say your house is not appreciating as much as other homes close by -- your local tax assessor may have your home overvalued. This means you're going to pay higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Northern Arizona Appraisal, Inc. is your chief weapon when contesting your property tax assessment.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender might decide to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. Not only can this be troublesome from a cash flow viewpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Northern Arizona Appraisal, Inc. can provide you with an expert appraisal to help you reinstate your home equity line of credit.
We Also Provide Field and Desktop Appraisal Review Services
Have you just accepted a copy of your appraisal and you would wish to have a seasoned appraiser double-check it for preciseness or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Northern Arizona Appraisal, Inc. can go out and check the subject and comparables in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Northern Arizona Appraisal, Inc. can help you with that. While usually requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your home.