Attention homeowners: Real estate appraisal services for in Phoenix and Maricopa County
Check out the top reasons AZ homeowners order from Northern Arizona Appraisal, Inc.:
Need help determining the value of your house in or near Phoenix, AZ?
We at Northern Arizona Appraisal, Inc. understand the unique needs of a customer looking for appraisal services. Our typical business clients understand the appraisal process and the standard "products" we deliver to them. Being a regular homeowner that most likely doesn't look at appraisals every day,we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we document our conclusions.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your own house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's price, not just how much your home is worth. Potential buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value assessment than yours.
Appraisals to cancel PMI
A popular way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. Northern Arizona Appraisal, Inc. is veterans in helping customers just like you rid yourselves of unneeded and unwanted PMI insurance.
Challenge property tax assessments
If you live in a local area that is declining or not appreciating as much as other properties close to yours, your local tax assessor may have your home overvalued. That means you are paying more taxes than you should. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Northern Arizona Appraisal, Inc. is your best weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
If your home is near a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult from a cash flow viewpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. Northern Arizona Appraisal, Inc. can help you reinstate your home equity line of credit with an expert appraisal.
Need Field and Desktop Appraisal Review Services?
Do you need a seasoned expert to double-check your appraisal for efficiency, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Northern Arizona Appraisal, Inc. can go out and check the subject and comparables in question in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help you with that Even though this is usually requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your house.