Need an appraisal in Phoenix or Maricopa County?
Here are the top 7 reasons AZ homeowners call on Northern Arizona Appraisal, Inc.:
Need help determining the value of your house in or near Phoenix, AZ?
At Northern Arizona Appraisal, Inc., we understand the individual needs of a consumer after appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Northern Arizona Appraisal, Inc., will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much your house is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value estimation than yours.
Need to cancel PMI?
PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are veterans in helping people just like you get rid of unnecessary PMI insurance.
Challenging Maricopa county's assessment of your property
Your local tax assessor may have your house overvalued if you live in an area that is going down. That only means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. When contesting your property tax assessment, getting an appraisal from Northern Arizona Appraisal, Inc. is your number one weapon.
Recently got a freeze your HELOC?
Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. This can this be difficult and inconvenient from a cash flow angle, and harmful to your credit score since it may appear as though that credit line is maxed out. Northern Arizona Appraisal, Inc. can help you reinstate your home equity line of credit with a professional appraisal.
Do You Need Field and Desktop Appraisal Review Services?
Have you just gotten a copy of your appraisal and you'd wish to have a seasoned expert double-check it for preciseness or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Northern Arizona Appraisal, Inc. can go out and check the subject and comps in question in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Northern Arizona Appraisal, Inc. can help you with that. Even though this is typically requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your home.