Real estate appraisal services for homeowners in the city of Phoenix and Maricopa County
Here are the top reasons AZ homeowners call on Northern Arizona Appraisal, Inc.:
Need help deciding the value of your house in or near Phoenix, AZ?
At Northern Arizona Appraisal, Inc., we understand the special needs of a consumer seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at Northern Arizona Appraisal, Inc. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's price, not just how much you think your house is worth. Potential buyers know you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value conclusion than yours.
PMI Removal Appraisals
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive money saver for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to a lender to have the PMI eliminated from your loan. We're seasoned in helping consumers just like you dismiss unwanted PMI insurance.
Challenging a property tax assessment
Your local tax assessor may have your home overvalued if your house is not appreciating as much as other homes close by. That means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. Getting an expert appraisal from Northern Arizona Appraisal, Inc. is your number one weapon when contesting your property tax assessment.
HELOC recently frozen?
Your lender might choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. Not only can this be difficult from a cash flow point of view, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Northern Arizona Appraisal, Inc. can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Would you prefer a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a veteran appraiser to double-check your appraisal for preciseness? In a field review we'll go out and check the subject and comparables. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Northern Arizona Appraisal, Inc. can help with that too. Even though this is typically requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your property.